Everything an HR team needs from a benefits broker.
Group medical, voluntary, ancillary, administration, enrollment, and compliance — handled by one local Central Florida agency.
Group Major Medical
Side-by-side carrier comparisons across Florida Blue, Aetna, Cigna, UnitedHealthcare, Humana, Health First, and AvMed. We handle plan design, underwriting submissions, and the new-business install.
- ● PPO, HMO, EPO, and HSA-eligible HDHP options
- ● Level-funded plans with surplus refund potential (5+ EE)
- ● BCBS, Aetna, and UHC national networks for traveling employees
- ● Health First and AvMed for budget-focused Brevard groups
Voluntary & Worksite Benefits
Employee-paid coverage that protects against the gaps in major medical — accident, critical illness, hospital indemnity, cancer, disability, and worksite life from the top carriers.
- ● Aflac, MetLife, Unum, Mutual of Omaha, Colonial Life, Combined
- ● Group and individual portable policy options
- ● Guaranteed-issue limits for first-year groups
- ● Employer contribution structures from 0% to 100%
Dental & Vision
Voluntary and employer-paid dental and vision plans bundled to drive richer benefits and lower combined rates. PPO, DHMO, and indemnity options.
- ● Ameritas, Guardian, MetLife, Mutual of Omaha, Aflac, Colonial Life
- ● VSP and EyeMed network options
- ● Orthodontia rider for groups with families
- ● Composite or 4-tier rates depending on group size
Plan Administration
We set up and maintain your benefits administration platform so HR isn’t stuck in spreadsheets. EDI carrier feeds, payroll sync, and monthly bill reconciliation.
- ● Employee Navigator and Ease platform setup
- ● Carrier EDI / 834 file integration
- ● Payroll deduction sync with major payroll providers
- ● Monthly bill audits and discrepancy resolution
Open Enrollment Support
On-site, virtual, and 1-on-1 enrollment counseling that pushes participation up and reduces post-OE confusion.
- ● Group employee meetings (in person and virtual)
- ● 1-on-1 benefits counseling sessions
- ● Spanish-language enrollment available
- ● Decision-support materials customized to your plans
Compliance & Year-Round Service
ACA reporting, Section 125 plan documents, COBRA, and the renewal calendar — kept on schedule so renewals don’t become emergencies.
- ● Section 125 / Cafeteria plan documents
- ● ACA 1094/1095 reporting partners
- ● COBRA administration referrals
- ● Annual plan-year review and benchmarking
Not sure what you actually need? Start with a 10-minute intake.
Tell us about your group and current carrier — we’ll come back with a side-by-side proposal at no cost.